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Unconfirmed Chapter 13

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Unconfirmed Chapter 13

Postby Griffen » Thu Dec 08, 2016 1:05 am

I filed chapter 13, but it was never confirmed. My debt was only my home and I was able to discharge the bankruptcy and refinance my home. My question is should the bankrupty appear on my credit report even though it was never confirmed?
Griffen
 
Posts: 45
Joined: Mon Jan 06, 2014 8:54 am

Unconfirmed Chapter 13

Postby Cerin » Sat Dec 10, 2016 2:59 pm

I filed chapter 13, but it was never confirmed. My debt was only my home and I was able to discharge the bankruptcy and refinance my home. My question is should the bankrupty appear on my credit report even though it was never confirmed?
Cerin
 
Posts: 32
Joined: Fri Mar 07, 2014 11:54 am

Unconfirmed Chapter 13

Postby Chavatangakwunua » Sun Dec 11, 2016 4:07 am

as long as the credit report is accurate, it's ok.  If they are reporting that you filed a bankruptcy case, which you did, that sounds accurate to me.  Of course, it should also show that the case was dismissed(you said discharged, but I assume you meant dismissed).
Chavatangakwunua
 
Posts: 47
Joined: Thu Mar 06, 2014 9:34 pm


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