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Unconfirmed Chapter 13

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Unconfirmed Chapter 13

Postby fyfe » Mon Sep 22, 2014 6:15 am

I filed chapter 13, but it was never confirmed. My debt was only my home and I was able to discharge the bankruptcy and refinance my home. My question is should the bankrupty appear on my credit report even though it was never confirmed?
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Joined: Fri Apr 01, 2011 6:47 pm

Unconfirmed Chapter 13

Postby Gowan » Mon Sep 22, 2014 8:34 pm

as long as the credit report is accurate, it's ok.  If they are reporting that you filed a bankruptcy case, which you did, that sounds accurate to me.  Of course, it should also show that the case was dismissed(you said discharged, but I assume you meant dismissed).
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Joined: Tue Jan 07, 2014 8:47 pm

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