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Ia School Parking Lot

Been involved in a traffic accident? Discuss traffic laws here

Ia School Parking Lot

Postby Stok » Fri Nov 25, 2016 4:01 pm

My daughter was in an accident in her school parking lot. There are 3 aisles of 2-way traffic and cross roads that intersect with all 3 aisles(also 2-way traffic). There are no stop or yield signs anywhere. She was on one of the aisle, preparing to leave into an crossroads. she slowed down, almost to a complete stop to look for any cars coming up or down the aisle. Just as she inched forward to look, a SUV drove through the intersection from her Left. She was hit LF tire/door area, the cop was called but he said he couldn't do anything school parking lot. No witnesses. the other people/Ins co denying fault? Right of Way?T-bone?$3300.00 damage my car+ Clinic visit she was just shook and tensed up.My Car Ins took care of us. Out my deductible(500)and not happy
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Ia School Parking Lot

Postby Elder » Sat Nov 26, 2016 5:55 am

My daughter was in an accident in her school parking lot. There are 3 aisles of 2-way traffic and cross roads that intersect with all 3 aisles(also 2-way traffic). There are no stop or yield signs anywhere. She was on one of the aisle, preparing to leave into an crossroads. she slowed down, almost to a complete stop to look for any cars coming up or down the aisle. Just as she inched forward to look, a SUV drove through the intersection from her Left. She was hit LF tire/door area, the cop was called but he said he couldn't do anything school parking lot. No witnesses. the other people/Ins co denying fault? Right of Way?T-bone?$3300.00 damage my car+ Clinic visit she was just shook and tensed up.My Car Ins took care of us. Out my deductible(500)and not happy
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Ia School Parking Lot

Postby piaras91 » Tue Dec 06, 2016 12:17 pm

LeRoy,

Glad to hear that your daughter came out of it OK for the most part.

While traffic laws don't usually apply on semi-private property, basic tort laws may. Check with your insurance company to see if they are pursuing subrogation against the other driver and if they are not, then you may want to consider taking them to small claims court to recover your deductible. That would pretty much be all that you would be entitled to since your insurance covered the balance of your loss.(There is a chance that the other person's insurance would step up and re-imburse you your deductible to save the headaches.)

Small claims court lets you handle it yourself without an attorney and both sides lay out their side of the story. The location of the damage on your car and that on the other car clearly lays out who hit who. I would take photos of the area and have a clear diagram of where the cars were located when the accident occurred. You might want to go back some time when the lot is in a similar condition(full) as when the accident happened to take the photos. Best of luck.

Kevin Hromas

JD, EGA, RPA, PLCS, HCRI-R/C, Appraiser/Umpire

Kevin Hromas & Associates

... A Division of US Insurance Information LLC
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