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Do you like my health care reform proposal?

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Do you like my health care reform proposal?

Postby arrigo » Fri Feb 24, 2012 9:28 am

-Repeal the 1099 reporting requirement, business and individual mandates, and $500 billion in cuts to Medicare from Obamacare.
-Enact medical malpractice tort reform that limits damages that can be sought beyond actual damages. Actual damages includes medical costs incurred, legal fees, lost wages, etc.
-Repeal hospital mandate to treat uninsured patients
-Provide tax incentives to for people to purchase health care by providing tax credits based a proportion of how much of someone's income should go towards health care premiums for standard plans, and tax deductions for unforeseeable medical costs beyond what one's plan covers if situation is a medical emergency
-Eliminate all government health care programs and replace them with a voucher-credit program that provides vouchers and tax credits to make health care affordable
arrigo
 
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Do you like my health care reform proposal?

Postby devdutta58 » Fri Feb 24, 2012 9:39 am

Better than the status quo. But you need to incorporate a plan to address the largest problem with soaring prices: a lack of supply. We don't have enough doctors and other medical professionals. Partly this is because doctors simply require SO much training and expense. But we also have various laws and rules that suppress their supply.

I would add:
-Reform licensing requirements so that licensing is SKILLS based, rather than being primarily dictated by attending AMA attended medical schools (whose number and capacity are deliberately constrained by the AMA). This licensing change would break the AMA monopoly over medical schools.

-Grant waivers to the normal immigration caps for foreign immigrants who bring medical training and can pass a US licensing skills test within a year of arriving. Some foreign medical schools are jokes, but many are just as good as US schools.

-Create an incentive program where the govt will pay for medical school debt payments after the prospective doctor graduates until he is able to establish a practice up to a certain number of years. One the practice is established, the govt will pay half the payments for the next 3 years.

-Remove laws that encourage doctors to practice as small businesses. Some states don't allow corporatization at all. While big corporations are often made fun of, they create efficiencies by eliminating redundancies.

-Reexamine laws that demand that full doctors do jobs that could be done by lesser trained professionals like nurses and such.

-Repeal Obamacare rule that makes insurers accept anyone, and replace it with a rule that makes insurers unable to DROP coverage for people who have been paying in for more than 3 years. If you are an insurer, your main purpose is to provide a backstop against the risk of catastrophic events. You don't get to drop someone (effectively not provide the service you were paid for) when someone develops a chronic illness that is too expensive. That's theft, you were paid without providing the service for which you were paid. The ObamaCare law addressed the problem in the wrong way.

-Allow interstate competition for insurance. Many states put in place hyper-restrictive rules on their
insurance markets, and drive consumers out of their insurance who would buy cheaper policies from out of state if the state allowed it.

And probably more.
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Do you like my health care reform proposal?

Postby panteno » Fri Feb 24, 2012 9:41 am

Yes

Yes

Problematic, as no one wants to see people dying simply because of a lack of insurance. I think you are mostly talking about the people who use the emergency room as their primary physician. I think that if they come in to the ER for a non emergency, they should pay themselves. Perhaps a review by a panel of 3-5 doctors who will look at the cases and decide if emergency care was warranted or if it could wait for the primary care physician.

Again problematic, especially for the lower income people who probably aren't going to have to pay taxes anyway.

NO. The government programs need to be reformed, yes, but not eliminated.
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Do you like my health care reform proposal?

Postby jarl » Fri Feb 24, 2012 9:43 am

This system is worst then Nigerias.
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Do you like my health care reform proposal?

Postby ashbey15 » Fri Feb 24, 2012 9:47 am

Yea and allow insurance companies to compete across all 50 State lines.
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Do you like my health care reform proposal?

Postby hurst » Fri Feb 24, 2012 9:59 am

Yea and allow insurance companies to compete across all 50 State lines.
Republikkkans/Kkkonservatives are satanists.
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Do you like my health care reform proposal?

Postby menw » Fri Feb 24, 2012 10:08 am

Yea and allow insurance companies to compete across all 50 State lines.
Republikkkans/Kkkonservatives are satanists.
While much of it is common sense to most of us. I do like it.
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Do you like my health care reform proposal?

Postby teyo » Fri Feb 24, 2012 10:15 am

Tort reform is good. A loser pay law would slow down many get rich quick schemes.

Under the present tax code some form of deductions should be given on an individual basis.

The voucher program would be good also. This would put the responsibility back into the hands of the consumer.

Health care reform is pretty complex, but I believe if we stick to solid fundamentals where individuals are expected to handle their own business issues then, over time, it will correct itself.

The fact that in the private world most people with insurance receive it from their employer is as much of a problem as the government insured. The employee is usually only paying a small part of the premium for the full meal deal thus not giving them a true understanding of what health care costs. Too many over use their health insurance because the service is like a bottomless pit.

What needs to happen is the buying power must be placed in the hands of the individual consumers and I believe this will help drive down all health care costs including insurance.

(Why is is that individuals have no negotiation power when it comes to health care and hospitals? I say it is because the system is set up to enrichen the insurance companies. The mistake many are making is they believe letting the government have control, which they already have if you don't already know, over health insurance will fix the problem.)

When it comes to selling across state lines isn't blue-cross and many others already sold in different states?
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