by Timothy » Mon Dec 12, 2016 12:25 am
If your confirmed plan is to pay your unsecured creditors 100% then yes you can bail out early by paying the balance that's otherwise payable monthly for 2.5 more years now(not ongoing mortgage payments of course; just the rest); you may need to modify your confirmed plan to do this in some jurisdictions.
If you're not getting anything out of the old house and want to keep paying, and IF you're not paying back house payments in your plan, you should be able to do the same but without paying off the 13.
Conversion to chapter 7 is an option if you do not have surplus income, after the house sale, to pay to the trustee.
I hope that helps. Good luck!
LEE HORNER
GOLDSTEIN, HORNER & HORNER, ATTORNEYS
TUCSON, AZ
www.freshStartAZ.info